It depends based on your circumstances. Anyone turning 65, or who is under 65 and qualifies due to a disability may enroll.
If you are not collecting Social Security benefits you must apply for Medicare benefits through the Social Security Administration. You can apply in person, online, or over the phone. For more details download Medicare with confidence guide here.
Monthly premiums for Parts A and B vary and is determined by your income for the past two years. Part A is typically $0 if you have paid into Medicare for the appropriate amount of time. Part B is usually 144.60 per month but can be higher based on income.
Medicare Part A helps cover most hospital care, skilled nursing care facility care, nursing home care, hospice, and home health services. Medicare Part B helps cover most doctors visits, preventative care, lab tests, x-rays, and ambulance services.
Medicare Advantage Plans are considered Part C. This is where private insurance companies can provide you Medicare benefits. Most Medicare advantage plans combine Parts A, B, and D. Medicare Advantage plans usually cover additional benefits such as dental, vision, hearing, health and wellness, transportation, meals, and fitness memberships.
We are independent agents and are paid by the insurance companies. For Medicare Supplements we are paid based on the annual premium. During our consultation we will show you the prices of over 20 different Medicare supplement companies in order from least expensive to most expensive and help you decide which company best fits your needs.
Medicare Advantage plans are regulated by the government and all pay exactly the same amount regardless of price. There is never any incentive to recommend one company over the other based on price. Our recommendations are based on your needs.
There is NO price difference and we become your health insurance ADVOCATE for LIFE!
Medicare Supplement plans help “supplement” the costs that Original Medicare does not fully pay. Medicare Supplements DO NOT cover other benefits that Original Medicare does not cover. If Original Medicare covers it then a supplement will help pay your portion. If Original Medicare does not cover it, then a supplement will not cover it either.
Good question. The answer depends upon your situation. At Easyway Medicare we provide a no cost consultation to help you answer this question. Give us a call and we will be happy to help walk you through the decision-making process.
We highly recommend that you enroll into a prescription drug plan when you are eligible. You are not required to do so, but if you do not have credible prescription drug coverage you may have to pay a penalty in the future for not enrolling.
The Easyway is a process. One of our licensed insurance representatives will provide a no cost consultation that helps you make an educated decision. We do this by asking and listening to your situation and finding out what is important to you. We then take that information and our knowledge of Medicare plans and offer a recommendation. It is that Easy!